Friday, January 30, 2009

Jacuzzi's and Finacial priorities...

Al tho my title more than likely eludes to the fact that the jacuzzi and financial priorties have everything to do with each other. Wel, even tho at times they may, today they don't have anything to do with each other, just two things I am going to talk about.

First off, the Jacuzzi! I just finished making reservations for a bed and breakfast for our 5th wedding anniversary. I am so excited about going for a list of reasons. First, 2 1/2 days with no responsibility's but to be In Love, our room has a gorgeous layout with a fireplace and a jacuzzi for two, :) dinner at some of our favorite resturants, it is only 30 minutes from home, and last but not least we saved up for this getaway and are paying cash!
We had origionally planned to go to mexico for a few days , but as I would be 5 months pregnant when we were planning to go I wasn't to keen on laying on the beach with or without a bathing suit. I am liking the plans we have now better for the timing. We will be going a week before our anniversary because the room I view as the best is not available on our anniversary.

Now for the Financial part...
I thought I would share some of the principles we learned in our first week of financial peace class with Dave Ramsey.
One is the importance of establishing a budget right off the bat. Not the one with everything but one with the basic living expenses that need to be first. My husband has taken the time to do that for us and did a great job at it.
The next principle or formula that he shared with us is one that I am so excited about. It's the 10, 10, 80 rule.
10% to tithing, 10% to savings, and 80% for everything else. We always set out our tithing amount and then we took care of verything else. We never had enough to save, and yet that is the second most important in order to prepare for the future. We had a few things backward but we are turning it around.
That's all I have for today, have a great one,

Thursday, January 29, 2009

Photo Mama tidbits..

*The boys are growing almost before my eyes! Especially Little Mister, he doesn't even have that baby look anymore and he thinks he can do anything.

*I am preparing paperwork to send Big Mister to school next fall. I know it seems early but I am sending him to an awesome program that has limited space especially when it has to go through school of choice. It's the young fives montessorri program. He will go 1/2 a day 5 days a week and it is in the next town. We attend church in the same town and many of the schools teachers and administration attend our church. That makes me feel better about sending him and worth driving him 15 minutes to school.

*I don't do a whole lot these days, the pregnancy is not bad but it's whipping me anyway. I have dreams of having a girl and then I have dreams of having a boy. We have great names for either one and high hopes for the baby. I feel like a huge ogre with my extra inches around the waist, and I have so many pimples on my face that Big Mister is always asking if I have ouies.

* I am getting pre-pared for another weight loss class to begin in two weeks. The paper is more than likely going to have an article about the program as well as before and after photo's of previous participants.

* We have officially started the fianacial peace university class with Dave Ramsey. I would reccomend it for anyone. It has so much information that is very practical and eye opening.

* I am excited that our church is starting a small group bible study for couples this week. My husband and I have been wanting this kind of fellowship with other believers, and this will give us an opportunity to great deep bonds and friendships with the other family's in our church.

Well I think that's all for now and I will be back with you again soon.
God Bless,